To stop identity theft - file report with local police or police in the community where the identity theft took place
Tips on Filing a Police Report:
- provide documentation - furnish as much documentation as you can to prove your case - debt collection letters, credit reports, your notarized ID Theft Affidavit, and other evidence of fraudulent activity can help the police file a complete report
- be persistent - local authorities may tell you that they can’t take a report - stress the importance of a police report - many creditors require one to resolve your dispute - remind them that under their voluntary “Police Report Initiative,” credit bureaus will automatically block the fraudulent accounts and bad debts from appearing on your credit report, but only if you can give them a copy of the police report - if you can’t get the local police to take a report, try your county police - if that doesn’t work, try your state police
- if you’re told that identity theft is not a crime under your state law, ask to file a Miscellaneous Incident Report instead - see the list of state laws below
- be a motivating force - ask your police department to search the FTC’s Consumer Sentinel database for other complaints in your community - you may not be the first or only victim of this identity thief - if there is a pattern of cases, local authorities may give your case more consideration
That’s why it’s also important to file a complaint with the FTC. Law enforcement agencies use complaints filed with the FTC to aggregate cases, spot patterns, and track growth in identity theft. This information can then be used to improve investigations and victim assistance.
This is the third step to stop identity theft but we are getting closer.
Stop Identity Theft - step 4 ...
